Hail Damage on Roofs: What It Looks Like and How to Find It
Last updated October 25, 2026
The short answer
Signs of Hail Damage on Shingles
On asphalt shingles, hail impact often leaves a dark, bruised spot where the granules have been knocked off. You may also see cracks that look like a starburst or a small depression. These weak spots let water seep under the shingle and into the roof deck.
Check for granule loss in your gutters and downspouts. A heavy buildup of black or gray granules after a storm is a strong clue. Also look at the base of downspouts for piles of granules on the ground. Missing granules expose the asphalt layer to sun and rain, speeding up wear.
- Dark, soft spots on shingles that feel spongy
- Cracks radiating from a central impact point
- Shiny or exposed asphalt where granules are gone
- Dents on metal roof vents, flashing, or gutters
- Granule buildup in gutters or at downspout bases
How to Inspect Your Roof Safely
Start from the ground with a pair of binoculars. Look for obvious damage on the roof surface, vents, and flashing. This method is safe and works well for spotting large areas of granule loss or dents on metal components.
If you need a closer look, use a ladder only if you feel steady and the ground is dry. Never walk on a wet or steep roof. Wet winters can make roofs slippery for months, so caution matters. When in doubt, leave the climbing to the pros.
What Hail Damage Looks Like by Roof Type
Asphalt shingles show bruising or granule loss, as described above. Wood shakes may split or crack along the grain. Metal roofs can dent, and the protective coating may scratch, leading to rust over time. Tile roofs might crack or chip, especially at the edges.
Each material fails differently, so know what to look for on your roof. For example, on a flat roof with a membrane, hail can cause punctures or tears. These are harder to spot from the ground and may require a closer look by a professional.
When to Call a Roofing Professional
If you see any signs of hail damage, or if you are not sure, it is worth getting a roof inspection. A local roofing contractor can examine the roof closely and document any damage. This is especially important if you plan to file an insurance claim.
Policies vary, and your insurer decides what is covered. A professional can help you understand the condition of your roof, but only your insurance company can tell you what your policy covers. If the roof is leaking, a water damage pro can help with immediate mitigation to prevent further issues.
Preventing Water Damage After Hail
Hail damage can lead to leaks, so act quickly to protect your home. If you see water stains on ceilings or walls, or if you notice a damp attic, address it soon. Temporary measures like tarping a damaged area can help until repairs are made.
Check your attic after a storm for signs of moisture or daylight coming through the roof. If you find any, place a bucket to catch drips and move valuables away. The pros can dry out the area and help mitigate water damage before mold becomes a problem.
- Look for water stains on ceilings or walls
- Check the attic for damp insulation or wet spots
- Move furniture away from any leaking area
- Use a tarp to cover a small damaged section if safe
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Call Now (425) 406-3256Frequently asked questions
How can I tell if my roof has hail damage without getting on a ladder?
Use binoculars from the ground to inspect shingles for bruising, granule loss, or cracks. Check gutters and downspouts for granule buildup. If you see anything suspicious, call a professional for a closer look.
Will my insurance cover hail damage to my roof?
Policies vary, and your insurer decides what is covered. Many homeowners policies cover hail damage, but deductibles and exclusions apply. Review your policy and file a claim promptly if you find damage. Your insurer will assess the damage and determine coverage.
What should I do if I find a leak after a hail storm?
Place a bucket under the leak and move items out of the way. Dry the area with towels or a fan if possible. Contact a water damage pro to help with drying and to prevent mold. Then have a roofing contractor assess the roof for repairs.
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