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Hurricane Season Prep: What Homeowners Need to Do in May

Last updated October 25, 2026

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The short answer

Clear Gutters and Downspouts

Blocked gutters can send rainwater pouring over the roofline and down your exterior walls. That water often finds its way into basements and crawl spaces. In May, remove leaves, twigs, and debris from every gutter and downspout. Flush the system with a garden hose to confirm water flows freely.

Check that downspouts extend at least five feet away from your foundation. If they do not, add extensions or splash blocks. This simple step keeps heavy storm runoff away from your home's base. Keep your shutoff valve location written down in case you need to stop water quickly.

Trim Trees and Secure Loose Items

Dead branches and overhanging limbs can snap during high winds and damage your roof or siding. Cut back any branches that touch your house or look weak. Also, remove diseased trees that could fall. You can do this yourself or hire a professional arborist for larger work.

Walk around your yard and identify items that could become projectiles. Patio furniture, grills, planters, and children's toys should be stored indoors or tied down when a storm approaches. In May, make a list of these items and decide where they will go. This planning saves time later.

  • Check roof shingles for cracks or missing pieces
  • Inspect window seals and caulking around doors
  • Test your sump pump with a bucket of water
  • Locate your main water shutoff valve
  • Review your insurance policy for flood coverage
  • Store important documents in a waterproof bag

Test Sump Pumps and Backflow Valves

A sump pump is your first defense against basement flooding during heavy rain. Pour a bucket of water into the sump pit to see if the pump turns on and drains properly. If it does not, check the power cord, float switch, and discharge line. Replace a failing pump before the season starts.

Backflow valves prevent sewer water from backing up into your home. Have a plumber inspect the valve and clean any debris. If you do not have one, consider installing one. This is a small investment that can prevent a messy and costly cleanup after a storm.

Review Insurance and Document Belongings

Standard homeowners policies often do not cover flood damage. In May, call your insurance agent to ask about flood insurance and what your policy includes. Policies vary, and your insurer decides what is covered. Make an informed decision based on your risk and budget.

Create a home inventory by walking through each room with your phone camera. Record serial numbers for appliances and electronics. Store these videos and photos in a cloud service or a fireproof safe. This documentation makes any future claim easier and faster.

Create a Family Storm Plan

Know your evacuation routes and identify a safe room in your home, preferably one without windows. Decide how your family will communicate if you get separated. Include a battery-powered radio, flashlights, and extra batteries in your emergency kit. Also, pack a few days of water and nonperishable food.

Practice your plan with everyone in the household, including children and pets. Assign tasks like moving outdoor furniture or filling bathtubs with water. In May, you have time to refine the plan without the pressure of an approaching storm. Being prepared reduces stress and keeps your family safe.

Water damage does not wait

Water keeps spreading into floors and walls, so it is worth acting early. Calls are answered 24/7.

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Frequently asked questions

What should I do if my sump pump fails during a storm?

If your sump pump stops working, use a wet-dry vacuum to remove standing water if it is safe. Move valuables to a higher level. Call a plumber for repairs and consider a backup battery system to prevent future failures.

Does homeowners insurance cover hurricane damage?

Hurricane wind damage is usually covered, but flood damage often requires a separate policy. Check your policy documents and ask your insurance agent. Policies vary, and your insurer decides what is covered.

How often should I test my sump pump?

Test it at least once a month, especially before rainy seasons. Pour water into the pit and watch for proper operation. Regular testing helps you catch problems early and avoid basement flooding.

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