Post-Hurricane Home Inspection: What to Look for First
Last updated October 25, 2026
The short answer
Safety First
Before you step inside, inspect the outside. Look for downed power lines, gas leaks, or unstable structures. If the home has shifted off its foundation, do not enter. Turn off the main gas valve only if you can do so safely and you smell gas. Also check for loose siding, broken windows, or debris that could fall on you.
Wear sturdy boots, gloves, and a mask. Floodwater can hide sharp debris and contaminants. If you feel unwell or dizzy, get fresh air and see a doctor. Your health comes before any cleanup effort.
- Check for sagging roof or ceiling
- Look for cracks in walls or foundation
- Smell for gas or rotten egg odor
- Watch for exposed wires or sparks
- Test doors and windows for sticking
- Look for standing water or mud inside
Water Entry Points
Hurricane rain and storm surge can push water through tiny gaps. Check windows, doors, roof edges, and vents. Look for water stains on ceilings and walls, especially around chimneys and skylights. Wet insulation can hide behind drywall, so use a moisture meter if you have one. Pay attention to musty odors, which often indicate hidden dampness.
If you find active leaks, place buckets and remove wet items. Do not tear out drywall yet, as the pros may need to see the full extent. Take photos of every stain and puddle for your records.
Electrical and Gas Systems
Floodwater and electricity are a deadly mix. If the power is on and you see water near outlets or appliances, turn off the main breaker from a dry spot. Do not touch anything wet that is plugged in. If you smell gas, leave immediately and call the utility company from outside. Also check for frayed wires or sparks that may have been caused by the storm.
After the storm, have an electrician inspect the panel and wiring before you restore power. Even if the power is off, corrosion can cause fires later. Your safety depends on a professional check.
Structural Integrity
Hurricane winds can weaken load-bearing walls and roof trusses. Look for cracks wider than a quarter, leaning walls, or a roof that dips. If you see any of these, do not stay inside. A structural engineer can assess whether the home is safe to occupy. Also inspect the attic if you can do so safely, looking for signs of roof movement or water penetration.
After a hurricane, the ground may be saturated, so check for foundation settlement. Document any new cracks or shifts with a ruler for scale.
Documentation and Next Steps
Take a video walkthrough of every room before you move anything. Photograph water lines, damaged belongings, and the exterior. This evidence helps with your insurance claim. Policies vary, and your insurer decides what is covered. Keep a written list of damaged items and note their approximate age and value.
After you document, start drying out the home. Open windows if the humidity outside is lower than inside. Run fans and dehumidifiers to prevent mold. If the water damage is extensive, contact local water damage pros for an inspection and extraction. Move wet items to a dry area and remove soaked carpets if possible, but keep samples for your records.
Need help right now?
Phones are answered 24/7 for Kirkland and nearby communities.
Call Now (425) 406-3256Frequently asked questions
Should I wear a mask during inspection?
Yes, wear an N95 mask if you have one. Floodwater and mold spores can irritate your lungs. If you have asthma or allergies, avoid entering until the area is dry. See a doctor if you have trouble breathing.
Can I clean up mold myself?
Small patches on hard surfaces you can clean with soap and water. Larger areas, over 10 square feet, are handled properly by a mold professional. They have protective gear and know how to contain spores. Never mix bleach with other cleaners.
How long do I have to file a claim?
Check your policy right away. Many policies have deadlines for reporting damage, often within a few weeks. Even if you are unsure, notify your insurance company early. Keep records of all communication and receipts for temporary repairs.
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